Tetiana Redko Tetiana Redko

High vs Low HOA

Low HOA fees may seem like a better deal, but they can signal hidden risks. For condo buyers, a low HOA often means low reserves, deferred maintenance, potential special assessments, and even financing challenges when it’s time to sell.

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Tetiana Redko Tetiana Redko

Home Renovations That Can Hurt Resale Value

Not every renovation adds value. Some changes can actually make your home less appealing to buyers and hurt your resale price. Here are 6 renovations homeowners should think twice about before making.

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Tetiana Redko Tetiana Redko

Negotiation strategy

When writing an offer, I ask my buyers to think about three numbers. This simple negotiation framework helps us stay strategic, avoid emotional decisions, and negotiate with clarity.

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Tetiana Redko Tetiana Redko

2/1 rate buydown vs $15,000 price cut

When negotiating a home purchase, buyers often ask sellers for either credits or a price reduction. But which option actually saves more money? I ran the numbers comparing a 2/1 rate buydown vs a $15,000 price cut, and the results may surprise you.

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